Ratepay

Ratepay is the leading white-label payments expert in Europe, offering energy, diversity, and custom-made, state-of-the-art payment solutions. Established in 2009, we were a fintech pioneer before the term even existed. Our full-service approach covers the entire value chain - from integration support to the dunning process - powered by AI-driven risk management.

We help merchants seamlessly integrate the most popular payment solutions across Germany, Austria, Switzerland, and the Netherlands, including open invoice and prepayment options. Located in the heart of Europe's fintech hub, Berlin, we proudly partner with industry leaders like Eurowings, eBay, About You, and PayPal. Driven by a passion for innovation and customer success, we're constantly growing to meet the evolving needs of the market.